Financing Options
Choose the payment plan that works best for your budget. All options feature quick approval and competitive rates.
0% APR for 12 Months
No interest if paid in full within 12 months
Minimum purchase: $500
- No interest charges if paid in full
- Equal monthly payments
- Quick approval process
- No prepayment penalty
60-Month Fixed Rate
Low monthly payments spread over 5 years
Minimum purchase: $2,000
- Fixed interest rate
- Predictable monthly payments
- Ideal for major installations
- Build credit while staying cool
Same-Day Approval
Fast financing for emergency repairs
Minimum purchase: $300
- Quick credit decision
- Available for repairs and replacements
- Flexible terms
- Get service today, pay over time
How to Qualify
Getting approved is quick and easy. Most customers receive a decision within minutes.
Contact Us
Call or fill out our contact form to schedule a consultation.
Get Your Quote
We provide a detailed estimate for your project.
Apply Online
Quick online application with instant decision in most cases.
Get Service
Once approved, we schedule your installation or repair.
Get Comfort Now
Don't wait months to save up. Get the cooling or heating you need today and pay over time.
Preserve Cash Flow
Keep your savings intact for emergencies while still getting quality service.
Invest in Efficiency
A new, efficient system can pay for itself in energy savings. Financing makes the upgrade accessible.
Financing Requirements
- Valid government-issued ID
- Social Security Number
- Proof of income or employment
- Property ownership or landlord approval
*Approval and terms based on creditworthiness. All financing is subject to credit approval.
Call to Learn MoreFinancing FAQs
Will applying hurt my credit score?
Initial pre-qualification typically uses a soft credit check that won't affect your score. A hard inquiry occurs only if you proceed with the application.
What if I have less-than-perfect credit?
We work with multiple financing partners to offer options for various credit situations. Contact us to discuss your options.
Can I pay off my balance early?
Yes! There are no prepayment penalties. You can pay off your balance anytime without additional fees.
Is financing available for repairs?
Yes, financing is available for both repairs and new installations. Minimum purchase amounts may apply.